Which Loan is Right for Me?
No one program is right for everyone or every situation. That is why we have a large menu of programs to provide the best options to our clients.
ARM (Adjustable Rate Mortgage)
Initially, an ARM can provide the lowest monthly payment and interest rate.
- Personalized program based upon your duration in the home
- Variety of term lengths
- Caps in place to safeguard you from drastic rate increases at time of adjustment
30-Year Fixed
This is one of the most frequently used loan programs on the market today.
- Low and stable monthly payment
- Allows you to afford a larger loan
- Fixed interest rate that will never change
15-Year Fixed
A 15-year fixed rate mortgage is best for those who want to pay off their mortgage quicker.
- Stable monthly payment
- Rate will never change
- Builds equity quicker
- Lower rate than a 30-year fixed
10 Year Fixed/20 Year Fixed
The 10-and 20-year fixed rate mortgages are available to those who desire a customized program.
- Fixed payment
- Rate will never change
- Builds equity quickly
- Personalized program
Other Types of Mortgages
The following types of loans are for people with specific needs and goals in mind.
- 40-year term
- Interest only loans
- Negative amortized loans
- Construction loans
- Commercial loans
- Second mortgages/Home equity loans
